Financing Application · TNMH

No Credit?
No Problem.

Homes priced to fit any budget with affordable monthly payments. Apply online now — all income ranges welcome.

No Credit OK All Incomes Welcome Land as Collateral No Obligation
1

Fill out the form below

Takes about 5–10 minutes. Quick and easy to complete.

2

We review & match you

Our team reviews your application and matches you with the right lender and home options.

3

Choose your home

Once you're matched, we help you pick the right home for your budget and family.

4

Move in

We handle delivery, setup, and everything in between. Most homes deliver in 30–90 days.

Secure Online Application

Start Your Free Application

Your information is secure. Completing this form does not obligate you to purchase and does not affect your credit score.

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Or call us directly: (210) 441-7040

Trouble with the form? Open in a new tab →  ·  Questions? Call (210) 441-7040

Why TNMH financing is different

We work with specialty lenders who understand manufactured homes — and manufactured home buyers. Income range is not a concern. No credit? No problem.

No Credit? No Problem.

We've helped buyers with no credit history, bad credit, and past bankruptcies become homeowners. We look at the full picture — not just a score.

Land as Collateral

Own your land? Its equity can serve as your down payment — meaning you may be able to move into a new home with little to no cash out of pocket.

All Income Ranges

Income range is not a concern. Whether you're employed, self-employed, on Social Security, or disability — if you have verifiable income, we'll find a path.